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Following a decade of unprecedented growth across multiple asset classes, investors can be forgiven for overlooking bonds. While bonds can bring stability to a portfolio, historically modest returns have recently relegated them to be an afterthought among risker asset classes in a market that spent years rewarding everybody. Times have changed, uncertainty has hit all markets, and we find the humble I Bond paying a 9.62 percent return. In a world where the stock market is off to its worst start since 1939 and inflation dwarfs even the best high yields savings accounts, are I bonds a good investment?

Are I bonds a Good Investment Read More »

A Health Savings Account(HSA) is a tax-deferred account defined in 2004 to help workers save for future medical needs. Providing a myriad of financial benefits, including tax-free contributions/growth/qualified distributions, potential company matching, and the option to invest a portion of its funds, an HSA is one of the most powerful savings tools available to support your future retirement.  

The Rules for Health Savings Accounts Read More »

“Working for a non-profit organization, I have the option of contributing to a 403(b) plan, but what is a 403(b) plan, and is it worth my investment?” A 403(b) plan is a tax-deferred retirement option, similar to a 401k, commonly available to those working in the non-profit sector. Providing a myriad of financial benefits – including tax deferral/tax exclusion, potential company matching, and the flexibility to adjust your contributions and allocations to match your investment strategy – a 403(b) can serve as a solid pillar toward a stress-free retirement.

Should You Contribute to a 403 b Plan? Read More »

To new investors, getting started can be intimidating. The basics of how to even begin to invest is not part of a standard public education. In a world where valuations can defy reasoning and being correct can cost you a fortune, how does one even begin investing?

How to Start Investing the Right Way Read More »

For any investor, index funds can serve as a core holding, bringing diversity and stability to any portfolio. For new investors, index funds can serve as a simple entry point into a world that can often intimidate and overwhelm. While many individuals may have exposure to index funds via a company-sponsored retirement account or pension, most have never been taught how to invest in index funds on their own.  

How to Invest in Index Funds Read More »

We’ve all done it. When presented with a legal document, whether a EULA, terms and conditions, or a rental agreement, it is far too easy to jump to the end and sign. Here are ten key things all new renters should know before signing their lease.

10 Key Things to Know as a New Renter Read More »

Each year, The Bureau of Labor Statistics releases the annual consumer expenditure survey (CES). Breaking down the average American monthly expenses, this comprehensive report explains where households spend their money and plays a critical role in assessing where they prioritize their spending. Seeing how your spending compares to the average household can be a quick […]

The Average Household Spends How Much on Monthly Expenses? Read More »

We all dream of a point in our lives where our time is our own. For most of us, that entails, in part, leaving our current employer behind. At a time where 1 in 3 workers in the US are considering leaving their current job, it is vital to understand the totality of what you would need to replace. Whether your current goal is a comfortable retirement, or you are simply looking to move on to a new position, the considerations below will help you understand the value you are walking away from, ensuring that you leave nothing behind.  

Time to Move On? Things to Consider Before Retiring or Leaving Your Job Read More »

With interest offers on savings and checking accounts falling behind inflation, more and more attention is turning to alternatives(for excess cash) in search of higher yields. Two weeks ago, we explored a way to add a cash yield to securities held in your brokerage account. Investors in cryptocurrencies have a potentially more profitable option. Lets […]

BlockFi Review- Additional Returns to Crypto Holdings Read More »

Passive income is a foundational tool for most investors. Watching money flow into your account without an enormous investment of effort, supplemental of and building upon the assets you have worked so hard for is the ideal representation of making your money work for you. Today we explore a method for driving passive income that […]

Fully-Paid Securities Lending Program-Hidden Passive Income Read More »