About Us- The Drive Behind the Inimitable Path

Universal Steps to Guide You Along Your Personal Path to Financial Independence

The path to financial independence can seem daunting. It can occupy our waking hours and encroach upon our dreams. 

While everyone’s path is unique, there is no absolute, no magical “three simple rules to wealth”, steps exist which we can all share and will move us in the right direction. My goal is to outline those universal steps which can guide you along your personal path, to remind you it’s unnecessary to be perfect, that you are not alone in the mistakes you have or will make, and to help you continue to move forward towards your own success. 

Launched in 2021, as a key voice in breaking through the roadblocks we all encounter on our journey towards financial independence, The Inimitable Path is a growing community of like-minded folks from around the world taking control of their finances, their time, and their future. 

Why another finance blog?

Financial stability is a universal need. Financial independence is a goal everyone can understand but far too few realize they can achieve. If I, who has been fairly lucky on my journey, felt disheartened by my mistakes and frustrated by the “get rich quick” advice so prevalent in the financial community, I knew others faced the same… many to a higher degree.

What my Journey has Taught me so Far

I’ve made many mistakes and, while I like to think I’ve learned from many of them and can help you sidestep similar pitfalls along your path, I also want to be clear that there will be setbacks along the way. You will make mistakes, you will question choices you’ve made or didn’t make, and you will be…. fine. You don’t have to be perfect. A poor trade, a missed opportunity, even a market downturn will not prevent you from achieving your goals so long as you don’t lose perspective.  

There are plenty of journeys we will embark upon. Walk with me as I branch out into alternative investment opportunities, expand my understanding of tax considerations, and attempt to make this blog meaningful enough to all of you, to build an amazing community.  

My abridged Path from a Company’s Lowest Pay Grade to Millionaire

I started investing in the stock market when I turned eighteen. Throughout the years, I’ve made my share of mistakes, I’ve lost focus, confidence, and time, yet I’m here, seventeen years later, having hit a net worth of one million dollars  at the age of thirty-five and I can show you how.    

I’ve been Lucky:

• I’ve experienced a bull market(year over year growth in the stock market) of almost a decade
• I benefited from an upbringing and academic environment which allowed me to graduate with no debt

I’ve been Unlucky

• I started investing around 2002- a horrible year for the stock market but at the tail end of several down years
• My portfolio was just beginning to grow in 2008 – the worst year for the S&P since 1937

I’ve made mistakes:

• I failed to value my time and spent a couple of years at the lowest salary grade in my company
• I neglected to contribute to my Roth IRA some years
• I did not have a budget nor track expenses until 2020

 I’ve committed to correcting them:

• I resumed maxing out my Roth IRA
• I successfully renegotiated my salary three times
• I now use personal capital and Power BI to stay on top of, and guide, my money

Most Importantly: I haven’t done anything you cannot:

• I didn’t win the lottery
• I didn’t start a company and sell it by 25.
• I didn’t inherit from a wealthy uncle

Nothing I have done is extraordinary. Yes, it took patience, much of it took time, research, and conviction, but they are steps we can all take. 

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